Insurance Services

Does your family depend on your income? Do you want a debt free retirement life?

Life Insurance

If your loved ones depend on your financial support for their livelihood, then life insurance is a must, because life insurance replaces your income when you are no longer present to enjoy precious moments with them. Life Insurance is also important because it protects your family and lets you leave them an income even after you are gone. Even if you don’t have any other income to pass to your children, you can create an inheritance by buying a life insurance policy and naming them as beneficiaries. This is a great way to set your family up for a solid financial future and provide for any monetary needs that will arise.

We don’t really know when we’ll pass away. It could be today, tomorrow or some years from now, but it will happen eventually. No amount of income could ever replace a person. But more than anything, life insurance can help provide protection for the uncertainties in life. Life insurance protects your heirs from the unknown and helps them through an otherwise difficult time of loss.

Overwhelming as it may seem, there are so many options to choose from while purchasing a life insurance policy. You can depend on us. ESPAC team with its expert team on board will not only explain the complex details of insurance policies, but will also facilitate individuals in buying a suitable life insurance plan.

General Insurance

Savings and life insurance alone are not enough to achieve financial freedom; insuring your assets with general insurance policies is equally important. But if you look at life from a practical perspective, we DO NEED non-life insurance policies, commonly known as general insurance policies. Apart from health insurance, these general insurance policies provide cover for motor vehicles, travel, homes as well as premises.

Insurance, be it life insurance or general insurance, is primarily a protection tool which has to be understood completely to understand the advantages that it offers. Moreover, insurance, as a product, is not sold in stores or shops.


As Insurance service providers, we not only explain the complex details of insurance policies, but we also facilitate individuals in buying a suitable plan.

Whether you like it or not, we all agree that hospitalization can burn a hole in our pocket and unsettle your finances!

Health Insurance

With the increasing instances of diseases and accidents, the demand for health insurance has shown noteworthy growth. A health insurance plan can provide you with financial security in times of a medical emergency. Every person has certain risks and uncertainties in life. The best way to tackle health risks is to purchase a health insurance policy. Health Insurance policies offer comprehensive coverage of healthcare expenses against regular premiums made by the policyholders. When looking for the suitable health insurance plan you must understand and compare each of these policy components and then choose a health insurance policy that provides proper health coverage at an affordable cost.

A mantra to feel responsible towards our customers, hours of research accompanied with experience of serving numerous happy clients, ESPAC team happily facilitates its customers choose the correct health insurance policy. A deep study by our ESPAC specialists in the health insurance domain helps us zero down on a best suited policy for our clients.


162/B/203, Lake Gardens,
Flat no, 23, Vaijayanti,
Kolkata - 700045. WB, India


At ESPAC, we create happy investors by understanding the hopes and ambitions of our clients and helping them along the way. Take advantage of our experts to invest in mutual funds, stocks, get covered in reliable insurance plans that are best in the industry. Think about mutual funds or equity stocks or insurance plans or home loans or SME consulting, we urge you to explore our experience in this fields and unravel opportunities to generate wealth and better manage your financial health.