Home Loan

Planning to build in your dream home?

Home Loan

This market is abuzz with attractive festive season offers from all the big lenders. Big and notable banks are offering loans at low interest rates. We at ESPAC believe that new home loan buyers should definitely make the most of these offers. In addition, existing borrowers, too, have a chance to lower their home loan cost by grabbing these offers. As a Home Loan facilitator, we at ESPAC understand your troubles and solve them for you. We know everything about home loans and would be happy to answer all your queries. Trust us, that a friendly ear is always there if you have any problems!

One can borrow a home loan from a bank or a non-banking finance company or a housing finance company at a fixed or floating rate of interest. The same money needs to be repaid the loaned amount in EMIs within a tenure, usually maximum of 30 years. For a property to qualify for a home loan it needs to be either a personal or commercial property. There are various types of home loans.

Tenure: Lenders offer these loans for a specific period of time. You can pay off your loan principal and interest amounts in EMIs with tenures lasting from 20-25 years.

Interest: Interest refers to the amount the borrower must pay to the lender, over and above the principal loan amount sanctioned.


162/B/203, Lake Gardens,
Flat no, 23, Vaijayanti,
Kolkata - 700045. WB, India



At ESPAC, we create happy investors by understanding the hopes and ambitions of our clients and helping them along the way. Take advantage of our experts to invest in mutual funds, stocks, get covered in reliable insurance plans that are best in the industry. Think about mutual funds or equity stocks or insurance plans or home loans or SME consulting, we urge you to explore our experience in this fields and unravel opportunities to generate wealth and better manage your financial health.